About Us


The Small Business Agency Cooperative Inc. was formed in 2017 as a non-profit “Agency” Corporation to provide Employer/Employee health care benefits in the small and large group employer marketplace.

Today’s health benefits landscape is more challenging than ever before. The small business employer has typically been shut out of affordable group health care options for decades. The only avenue has been costly unaffordable “main street” insurance companies, or 100% self-funding with its own funding obstacles.

Small Business Agency Cooperative Inc. develops and sponsors innovative health care plans that are transparent and simple to understand, comprehensive in benefits, customizable for your business, and affordable for Employers and Employees that are managing health care costs.

The SB/A Core Health and Freedom ICON plans sponsored by the Small Business Agency Cooperative (SB/A CoOp) are designed for companies of all sizes and include W2 part-timers and 1099 contractors on list billing. The SB/A CoOp is a Non-Profit “Agency” Cooperative Corporation that does not buy or sell products or services but acts as the “Legal Collective Agent” of all the Cooperative Members to facilitate advantageous contractual relationships for and between the members.

The Small Business Agency Cooperative, Inc. is a specific private marketplace where employers and their employees (including part-timers and 1099 contractors), can become members and access the marketplace which contains The SB/A Core Health and Freedom ICON health care plans.

Loomis, Inc. provides third-party (TPA) administration for self-insured or fully insured companies, either directly or through our partnerships. This results in a high level of flexibility to clients and their brokers engaged in innovative benefit plans. Loomis Inc. coordinates entire benefit plans including medical, pharmacy benefit management, telemedicine, COBRA, MEC, level-funded programs, wellness, HSA/HRA, and compliance assistance.

Serve You Rx has been contracted by SB/A CoOp as your pharmacy benefits provider. The pharmacy benefit manager (PBM) has negotiated low prescription rates for hospitals, physicians, urgent care centers, clinics, and pharmacies throughout the USA. Serve You Rx pre-negotiates rates for 80% of available prescription drugs for point-of-sale access.

Teladoc Health, your telemedicine partner, provides a national network of Board Certified and Credentialed Medical Providers. Nearly 75% of all doctor, urgent care, and ER visits may be unnecessary or could be handled safely and effectively over the phone or computer – at a fraction of the cost. Providers are available 24/7/365 to diagnose and treat common illnesses, and minor injuries, providing peace of mind during and after office hours.